Newark stands as New Jersey’s largest city, offering a rich tapestry of cultural, historical, and urban experiences. Known for its downtown vibrancy, cultural institutions like the New Jersey Performing Arts Center, and historic neighborhoods, Newark provides a diverse urban living experience. The city’s appeal is complemented by its proximity to areas such as Short Hills, Summit, West Orange, and Livingston, broadening the range of lifestyle choices from city excitement to suburban leisure. Whether you’re drawn to the arts, culinary scene, or the diverse communities, Newark offers a compelling urban backdrop. Local Jumbo is prepared to navigate you through Newark’s real estate market with mortgage solutions that cater to the city’s unique lifestyle and its neighboring communities.
Considering making Newark or its neighboring communities your home? From high-rise apartments offering panoramic city views to serene homes in welcoming neighborhoods, our network of Jumbo Verified™ lenders is ready to provide competitive rates and customized mortgage plans. Embark on your homeownership journey in Newark and its surrounding areas today.
Custom Mortgage Solutions for Newark and Its Surrounding Areas
Reflecting Newark’s urban appeal and the variety of living options in nearby areas, the housing market offers a range of properties. Our lenders specialize in strategies that accommodate the diversity of living spaces in Newark and its neighboring communities, helping you find a residence that suits your lifestyle and financial aspirations.
- A diverse array of mortgage types for properties in Newark and nearby areas: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions for all types of urban and suburban properties, supporting a range of housing needs and preferences.
- Personalized mortgage plans that align with the unique dynamics of living in Newark and nearby communities, catering to those seeking both city energy and suburban peace.
- Expertise in the housing markets of Newark and its neighboring areas, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Newark and surrounding areas, helping with a seamless homeownership experience.
Embrace Newark’s Dynamic Lifestyle and Its Neighboring Communities
Newark’s lifestyle, enriched by its history, arts, and diverse communities, offers a compelling urban experience, complemented by the serene and inviting living options in its neighboring areas. We’re committed to securing a mortgage solution that meets your financial needs while supporting your life in this vibrant city and its surrounding communities. Whether enjoying Newark’s local arts scene, indulging in diverse culinary delights, or experiencing the charm of areas like Short Hills and Summit, your home will be a central part of your experience in this dynamic region.
2024 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ATLANTIC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERGEN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BURLINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAPE MAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GLOUCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUDSON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| HUNTERDON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MONMOUTH COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MORRIS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| OCEAN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PASSAIC COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SALEM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SUSSEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| UNION COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND NEWARK
Neighborhoods
Forest Hill, University Heights, Lower Clinton Hill, Central Business District, Dayton – Weequahic Park, Springfield – Belmont, Mount Pleasant, Upper Roseville, South Broad Street, North Ironbound, Lower Vailsburg, Upper Vailsburg, Upper Clinton Hill, West Side & Fairmuont.
Zip Codes
07101, 07104, 07107, 07114, 07188, 07193, 07199, 07102, 07105, 07108, 07175, 07191, 07195, 07201, 07103, 07106, 07112, 07184, 07191 & 07198
Counties
Essex County, Hudson County, Bergen County, Passaic County, Sussex County, Morris County, Warren County, Hunterdon County, Somerset County, Middlesex County, Mercer County, Monmouth County, Ocean County & Burlington County.